Link your card once, shop as usual, and earn rewards automatically when you buy from participating merchants. No coupons, no receipt uploads, no extra steps.
Most loyalty programs ask customers to remember codes, scan receipts, activate coupons, or use a separate payment method. BenefCard removes the friction by connecting rewards directly to everyday card purchases.
Forgetting promo codes at checkout
Manually uploading receipts after every purchase
Waiting weeks for reward confirmation
A frictionless card-linked rewards experience — no extra apps, no extra steps.
Connect your eligible payment card through a secure card-linking flow powered by consent-based technology.
Use your linked card at participating online and offline merchants — no app required at the point of sale.
Cashback or points are automatically tracked and added to your account within minutes of an eligible purchase.
BenefCard works with restaurants, retailers, travel brands, wellness companies, and digital services.
BenefCard never asks for your online banking password and does not sell personal transaction data. Card linking is consent-based, encrypted, and designed to support secure reward tracking.
Join the platform that makes loyalty effortless — for shoppers and the brands they love.
A simple card-linked rewards experience for shoppers, brands, and loyalty platforms.
Users do not need to scan receipts, enter coupon codes, or change how they pay.
Sign up with your email in under two minutes. No credit check, no fee.
Securely connect your Visa, Mastercard, or Amex through our consent-based card-linking flow.
Discover participating merchants and review the cashback available from each brand.
Shop online or in-store — just use your linked card the way you always do.
Eligible transactions are detected in real time and rewards are added to your balance instantly.
BenefCard handles secure transaction matching, reward attribution, and campaign reporting — so your team can focus on strategy.
Define cashback amounts, offer windows, and eligible spend categories through the campaign dashboard.
Set qualifying locations, merchant categories, minimum spend thresholds, or purchase frequency rules.
Enrolled users pay with their linked card at your locations — online or in-store — as they normally would.
BenefCard matches transaction signals to active campaigns in real time using secure card-linking infrastructure.
Confirmed transactions trigger reward payouts and appear in your campaign attribution dashboard.
No coupons. No extra steps. Just link your card and let BenefCard do the work.
Earn cashback automatically from participating brands using the card you already carry.
Shop normally with your linked card and let BenefCard handle all the tracking in the background.
Eligible purchases are detected automatically — zero manual effort required after you link your card.
See exactly where, when, and how much you earned with a detailed transaction-level reward log.
Earn rewards from participating digital and physical merchants — your linked card works everywhere.
Your BenefCard account gives you a clear view of your total earnings, pending rewards, and available balance. Every transaction that earns cashback is logged automatically.
Link your card in minutes and start earning automatic cashback from participating brands.
Acquire, retain, and reactivate customers with card-linked reward campaigns that work online and in-store.
Reward customers only when eligible purchases actually happen. No click fraud, no coupon sharing.
No public promo codes or manual receipt validation. Card-linking ensures only real purchases are rewarded.
Track attributed purchases, repeat visits, average order value, and total reward cost in one dashboard.
Promote offers to an engaged user base actively looking for value from the brands they already shop with.
Design campaigns for acquisition, retention, or reactivation — and only pay when qualifying transactions are confirmed.
Give 10% cashback on a first purchase over $25. Drive trial from new shoppers without a public coupon code.
Give $5 cashback after the third eligible visit. Build purchase habits and reward your most loyal customers.
Give 15% cashback to customers who have not purchased in 60 days. Re-engage lapsed buyers at the right moment.
Getting started requires minimal technical effort. Our partnerships team handles onboarding, campaign setup, and reporting configuration — so you can launch quickly and optimize over time.
Our partnerships team will walk you through campaign setup, attribution, and reporting.
BenefCard is designed to protect users while enabling secure, consent-based reward tracking.
Users explicitly authorize card-linking. No silent enrollment — your consent is required at every step.
Only transaction signals relevant to active reward campaigns are processed — not your full spending history.
All data flows are protected with industry-standard encryption protocols throughout the platform.
Users can remove a linked card from their account at any time with immediate effect.
Every reward event is logged with merchant name, date, transaction amount, and reward applied.
Users can review linked cards, manage communication preferences, request data deletion, and unlink cards at any time from their account settings.
BenefCard applies privacy-by-design principles at every layer of the platform. Data minimization, purpose limitation, and user consent are central to how the service processes information.
Our team is happy to walk you through BenefCard's security architecture and data practices.
Start with a rewards pilot, then scale into a full card-linked loyalty program.
Pricing depends on transaction volume, campaign structure, supported regions, and integration requirements. Contact our team to receive a tailored proposal.
Tell our team about your use case and we'll build a proposal that fits your needs.
Tell us about your use case and our team will get back to you.
We typically respond to all enquiries within one business day. For urgent partnership matters, please include your timeline in the message.
BenefCard partners with brands, fintechs, loyalty platforms, banks, and reward infrastructure providers. Tell us your use case and we'll explore whether we're a fit.
BenefCard operates a card-linked cashback rewards platform that allows users to earn automatic rewards when they shop at participating merchants using a linked payment card. This Privacy Policy explains how BenefCard collects, uses, processes, and protects personal information in connection with the platform and website at benefcard.com.
By using BenefCard, you agree to the collection and use of information in accordance with this policy.
BenefCard collects information you provide directly, including:
BenefCard also collects information generated through your use of the platform, including device information, browser type, IP address, pages visited, and usage data collected through cookies and analytics tools.
BenefCard uses collected information to operate and improve the platform, communicate with you about your account and rewards, respond to enquiries, send service-related notifications, analyze usage to improve performance and design, and comply with applicable legal obligations.
BenefCard may process card-linking identifiers, merchant names, transaction timestamps, transaction amounts, and reward eligibility information for transactions made with a linked payment card at participating merchants. This data is processed solely for the purpose of determining reward eligibility and attributing cashback to your account.
BenefCard does not request your online banking password. BenefCard does not sell personal transaction data to third parties. Full card numbers are not stored on BenefCard servers and are not exposed to merchants participating in the rewards program.
BenefCard uses cookies and similar tracking technologies to operate the website, understand how visitors interact with the platform, and personalize content. You can manage cookie preferences through the cookie banner or your account settings. For full details, please see our Cookie Policy.
BenefCard does not sell personal information. BenefCard may share information with service providers who assist in operating the platform, processing transactions, and providing analytics, under appropriate data processing agreements. BenefCard may also disclose information when required by applicable law, court order, or regulatory authority.
BenefCard retains personal information for as long as necessary to provide the service, comply with legal obligations, resolve disputes, and enforce agreements. When your account is closed and a deletion request is submitted, BenefCard will delete or anonymize your personal information subject to applicable retention obligations.
BenefCard implements technical and organizational measures designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. Data is encrypted in transit and at rest using industry-standard protocols. No method of transmission over the internet is completely secure, and BenefCard cannot guarantee absolute security.
Depending on your location, you may have the right to access, correct, delete, or restrict the processing of your personal information. You may also have the right to data portability and to withdraw consent where processing is based on consent. Users may unlink their card at any time from account settings.
To exercise these rights, contact BenefCard at privacy@benefcard.com.
BenefCard may transfer personal information across international borders where necessary to operate the platform. Where required, appropriate safeguards are applied in accordance with applicable data protection law.
BenefCard is not directed at children under the age of 16. BenefCard does not knowingly collect personal information from children. If you believe a child has provided personal information to BenefCard, please contact us so we can take appropriate action.
BenefCard may update this Privacy Policy from time to time. When material changes are made, BenefCard will notify users by updating the effective date at the top of this page and, where appropriate, by email or in-platform notice.
For privacy-related enquiries, contact BenefCard at privacy@benefcard.com or by writing to BenefCard, benefcard.com.
By accessing or using the BenefCard platform at benefcard.com, you agree to be bound by these Terms of Service. If you do not agree, you may not use the service. BenefCard reserves the right to update these terms at any time with notice to registered users.
BenefCard provides a card-linked cashback rewards platform that enables users to link a payment card and earn automatic rewards when eligible purchases are made at participating merchants. BenefCard also provides campaign management tools for brands, merchants, and loyalty platform partners.
To use BenefCard, you must be at least 18 years of age, have the legal capacity to enter into a binding agreement, and reside in a jurisdiction where BenefCard operates. BenefCard reserves the right to decline or terminate accounts that do not meet eligibility requirements.
Users must provide accurate, current, and complete account information including name, email address, and any other details required during registration. You are responsible for maintaining the confidentiality of your account credentials and for all activity conducted under your account. Notify BenefCard immediately of any unauthorized use of your account.
By linking a payment card through the BenefCard platform, you authorize BenefCard and its service providers to process eligible card-linked transaction data for the purpose of reward tracking and attribution. Card linking is voluntary and revocable. You may unlink your card at any time from your account settings. BenefCard does not request or store online banking passwords.
Rewards are credited to your BenefCard account when an eligible transaction is confirmed. Rewards may be pending, adjusted, reversed, delayed, or denied if a transaction is refunded, disputed, ineligible, or suspected of fraud. BenefCard does not guarantee that every purchase made with a linked card will qualify for rewards. Reward availability is subject to campaign terms set by participating merchants.
Merchant offers available through BenefCard are subject to individual campaign terms including eligible merchant locations, minimum spend thresholds, offer periods, and qualifying product or service categories. Merchant offers may change or expire at any time without prior notice to users.
Users must not misuse the BenefCard service. Prohibited activities include:
All content, trademarks, logos, and technology comprising the BenefCard platform are the intellectual property of BenefCard or its licensors. You may not copy, reproduce, distribute, or create derivative works from any BenefCard content without explicit written permission.
BenefCard may use third-party service providers for card-linking infrastructure, payment processing, analytics, and other functions. BenefCard is not responsible for the availability, terms, or practices of third-party services. Your use of such services is subject to their respective terms and privacy policies.
The BenefCard platform is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. BenefCard does not warrant that the service will be uninterrupted, error-free, or free of harmful components. Reward availability and campaign terms are subject to change.
To the maximum extent permitted by applicable law, BenefCard shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the platform, including but not limited to loss of rewards, missed transactions, or service interruptions.
BenefCard reserves the right to suspend or terminate accounts that violate these Terms of Service, engage in fraudulent activity, or otherwise misuse the platform. Users may close their account at any time by contacting BenefCard support.
BenefCard may modify, suspend, or discontinue any aspect of the platform at any time. BenefCard will provide reasonable notice of material changes where possible. Continued use of the platform after changes take effect constitutes acceptance of the updated terms.
These Terms of Service are governed by applicable law. Disputes arising under these terms shall be resolved through good-faith negotiation or, where required, in accordance with applicable legal processes.
For questions regarding these Terms of Service, contact BenefCard at legal@benefcard.com.
Cookies are small text files placed on your device by a website when you visit it. They are widely used to make websites work more efficiently, remember your preferences, and provide information to website operators. Cookies may be session-based (deleted when you close your browser) or persistent (retained for a set period).
BenefCard uses cookies and similar tracking technologies to operate the website, analyze how visitors use the platform, and deliver relevant content. Cookies help BenefCard remember your preferences, maintain session state, and improve the overall user experience.
Strictly necessary cookies are required for core site functionality and cannot be disabled through the cookie banner. These cookies enable essential features such as navigation, secure login, session management, and preference storage. Without these cookies, the website cannot function properly.
Analytics cookies help BenefCard understand how visitors use the website. They collect information such as which pages are visited most frequently, how long visitors stay on each page, and which links are clicked. This information is used in aggregate form to improve the design and performance of the platform. Analytics cookies are optional and require your consent.
Marketing cookies may be used to measure campaign performance and personalize content shown to users based on their browsing behavior. These cookies help BenefCard assess the effectiveness of advertising and promotional activities. Marketing cookies are optional and require your consent.
Users can update their cookie preferences at any time by clicking the cookie preferences option in the cookie banner or footer of the website. You can choose to accept all cookies, reject non-essential cookies, or set preferences individually for analytics and marketing cookies. Your choices are saved in your browser's local storage.
In addition to the on-site preference controls, you can manage cookies through your browser settings. Most browsers allow you to view, delete, and block cookies from specific websites. Note that blocking strictly necessary cookies may affect the functionality of the BenefCard website.
BenefCard may update this Cookie Policy from time to time to reflect changes in technology, regulation, or platform features. When material changes are made, the effective date at the top of this page will be updated. Continued use of the website after changes take effect constitutes acceptance of the revised policy.
For cookie-related enquiries, contact BenefCard at privacy@benefcard.com.